Ask SZD! NIL schemes, indy USC, and the plot against UT-Arlington

Alex and Richard have a Q&A episode this week, before we get back to some interview bonus episodes soon. The first 15 minutes and 20 seconds, by semi-popular demand, are a discussion of Richard's gambling spreadsheet methods and how he develops his personal spreads for games. After that, topics include different NIL schemes that schools and boosters cou…